Terms of service

Last updated 2026

1. Who we are

This site is operated by VelosifyCredit LLC, 1046 Princeton Dr Waterford MI 48327. Reach us at [email protected]. By using this site or enrolling in our program you agree to these terms.

2. The service

We provide credit restoration services: reviewing your consumer credit files, identifying items that appear inaccurate, incomplete, outdated or unverifiable, and disputing those items with the consumer reporting agencies and furnishers on your behalf. The specific commitments of the engagement are set out in your service agreement, which controls if anything here conflicts with it.

3. No guaranteed outcome

Credit outcomes depend on what is actually reported about you and on how reporting agencies and furnishers respond. We do not guarantee that any item will be removed or that your score will change by any amount. Nothing on this site is a promise of a specific result.

4. Your account

You are responsible for keeping your portal password confidential and for everything done under your account. Tell us immediately if you think someone else has access. Provide accurate information. We rely on it, and submitting false information to a consumer reporting agency is a federal offense.

5. Fees and cancellation

The program fee is $997, charged once. You may cancel without penalty or obligation within 3 business days of signing your agreement, and we will refund you in full. After that period, refunds are handled as described in your service agreement.

6. Documents you upload

You keep ownership of everything you upload. You grant us permission to use those documents solely to perform the services, including attaching them to dispute correspondence where the reporting agency or furnisher requires proof of identity. We retain case records for as long as required to run the engagement and to meet our record-keeping obligations, then delete them.

7. Acceptable use

Don't upload malicious files, attempt to access another client's information, probe or disrupt the service, or use it to further any unlawful purpose. We may suspend an account that does.

8. Limitation of liability

To the fullest extent permitted by law, our total liability arising out of or relating to the service is limited to the amount you paid us. We are not liable for indirect, incidental or consequential damages. Nothing in these terms limits any right you have under the Credit Repair Organizations Act or other applicable consumer protection law.

9. Changes

We may update these terms. Material changes will be posted here with a revised date, and where they affect an active engagement we'll notify you by email.

10. Contact

Questions about these terms: [email protected].